TAKE CONTROL
OF YOUR MONEY.
Without turning it into a second job.
Fee-only fiduciary planning for busy physicians who want clarity, structure, and confidence.
Fiduciary • Flat-fee • Physician-specific • No commissions
This is for you if…
✓ You’re an accomplished physician who wants your financial life handled with the same care and precision you bring to your work
✓ You earn well and make thoughtful decisions—but have no interest in personally managing every financial detail
✓ You value great advice, clean execution, and trusted coordination over spreadsheets and optimization debates
✓You want confidence that your money is working intelligently in the background—without competing for your time or attention
✓ You’re looking for a long-term financial partner, not another task to manage
If you’re looking for stock tips, product pitches, or a quick fix, this probably isn’t a fit.
The problem isn’t intelligence. It’s bandwidth.
Physicians aren’t short on discipline, education, or effort.
You’re already making hundreds of high-stakes decisions every day.
The issue is that modern financial life has become fragmented, noisy, and time-consuming—
and it quietly competes for the same mental energy you need for your work, your family, and yourself.
At a certain level of success, the goal isn’t to know more.
It’s to delegate intelligently, reduce friction, and trust that the right decisions are being made—consistently.
That’s where we come in.
We help high-performing physician families build wealth in a way that reduces burnout instead of funding it
“IM Wealth has had a huge impact on our lives… The earlier the better. I joined with IM Wealth directly out of residency, and we have such a solid plan that several of my colleagues do not have… This has allowed us to live our life in a meaningful and sustainable way... Our financial outlook on life has completely changed.”
-Colin & Amanda Seguin DO
This statement was provided 12/14/2022 by Amanda & Colin Seguin who are clients. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.
What this looks like in real life
What we do (simply)
We help physicians move from financial complexity to calm, confident control—without having to manage it themselves.
Most financial stress doesn’t come from bad decisions — it comes from too many uncoordinated ones.
Here’s how it works:
1. We bring order
We organize your financial life into a clear, cohesive system—so you always know where things stand and what matters most.
Accounts, cash flow, investments, protection, and planning decisions all live in one coordinated place.
2. We guide decisions
As life evolves, we help you make thoughtful, well-timed financial decisions with confidence.
You don’t need to research, compare, or second-guess—we provide perspective, recommendations, and tradeoffs so decisions feel clear instead of heavy.
3. We stay involved
We don’t hand you a plan and disappear.
We stay engaged over time—monitoring progress, coordinating with other professionals, and proactively adjusting as your life and priorities change—so your financial life keeps working without constant attention from you.
The result is a financial life that runs smoothly in the background—supporting your work, your family, and the life you’re building.
Start with a Free Financial Wellness Diagnostic
The Financial Wellness Diagnostic is a simple, no-pressure starting point.
We’ll help you:
Identify gaps, blind spots, and unnecessary complexity
Clarify priorities and next decisions
Understand what’s working—and what may need attention
Decide whether working together makes sense
You’ll walk away with clarity, not a sales pitch.
What Working With IM Wealth Actually Feels Like
“This has allowed us to live our life in a meaningful and sustainable way.”
— Colin & Amanda Seguin DO
“Since working with IM Wealth, we have been able to plan for our future and feel comfortable about it.
— Adam & Megan Henke, MD
“It feels as though there are certain things we can now count on, and we have a clear path to achieve goals, realistically.”
— Diane & Andy Bigham, DO
“It’s been a rewarding experience to have an extra set of eyes and a professional perspective when your family’s financial legacy is something you’ve worked hard to attain.”
— Todd & Amy Spencer MD
“Now we’re confident in our financial position and in setting up future success for our family.”
— Kristin Wempe and Dusty Putnam, MD
“I feel confident that I am in a financially healthy position, which is something I always felt anxious about before working with James.”
— Rachel Carlson, DO
“I have such a weight lifted off of my shoulders knowing that my financial situation is in amazing hands and will be for years to come.”
— Jessicah Respicio MD
“IM Wealth understands work/life balance and that financial planning is finding that balance between meeting your financial goals and balancing personal interests, family time, travel, etc.”
— Stephanie and Roxanne Kyriakakis, MD
“I feel a sense of peace about my money.”
- Andrew and Taylor Schanda, MD
“My wife and I are both physicians and have worked with Jeff and his team since 2016, starting during residency. We have enjoyed working with Jeff because he doesn’t try and push his dream on us; he helps us achieve our own dream. I have never felt pressured to buy products from him or that I wasn’t fully in control of my money. He has taken the time to listen to our needs and helped us adjust our retirement strategy as our family has grown. Jeff is not just our financial advisor, but someone who we consider a friend. We couldn’t have been on the path we are on to achieve financial independence without him.”
-JT & Jenn Carroll MD
This statement was provided 1/20/2023 by Jenn & Joseph (JT) Carroll who are clients. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.
Frequently Asked Questions
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IM Wealth is built for physicians who want their financial life handled—not sold to.
We’re a fee-only fiduciary firm, which means our advice is never driven by commissions or products. More importantly, we take a long-term, integrated approach—helping coordinate decisions over time so your finances don’t become another thing you have to manage.
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No.
Every family we work with has a different career path, income structure, family dynamic, and set of priorities. Our role is to understand your full picture and design guidance around your life—not force you into a prebuilt model.
While we bring structure and proven frameworks to the process, the decisions, recommendations, and priorities are always customized to you.
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Being a fiduciary means we are legally and ethically required to act in your best interest at all times.
We don’t earn commissions, we don’t sell products, and we don’t get paid differently based on the advice we give. Our role is to provide objective guidance and help you make decisions that align with your goals—not ours.
For physicians, this matters because it removes conflicts and allows the relationship to be built on trust, transparency, and long-term partnership.
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As involved as you want to be—no more.
Some families like high-level visibility. Others prefer their financial life to run quietly in the background. We adapt to your preferences while making sure the right decisions are being made consistently over time.
Our role is to carry the complexity so you don’t have to.
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Very little.
Our role is to reduce your mental load, not add to it. We prepare in advance, guide decisions efficiently, and handle coordination behind the scenes. Most families find that working with us actually gives them time back.
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No.
Physicians come to us at many different starting points. Our focus isn’t on what you “should have done,” but on helping you make confident decisions from where you are today.
Clarity always comes before criticism.
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That’s very common—and often a great starting point.
We help bring everything together into a clear, coordinated system. If something is working well, we keep it. If something needs adjustment, we explain why and help you move forward with confidence.
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That’s more common than you might think.
We regularly help families evaluate their current setup and decide what makes sense going forward. Sometimes that means coordinating with existing professionals. Other times it means simplifying.
Either way, we help you make thoughtful decisions without pressure.
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Our work is designed to be ongoing.
As your career, family, and priorities evolve, your financial decisions need to evolve with them. We stay involved over time—helping you navigate changes, tradeoffs, and opportunities—so your financial life stays aligned without constant rework.
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We provide comprehensive planning and ongoing guidance, and for families who want it, we also offer investment management as part of a coordinated strategy.
Everything we do is designed to support your broader life goals—not just your portfolio.
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No.
The Diagnostic is designed to provide clarity—not to force a decision. Some families choose to work with us. Others simply walk away better informed. Either outcome is okay.
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You still leave with a clearer understanding of where you stand, what matters most, and what your next priorities might be.
We believe clarity is valuable on its own.
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IM Wealth works best with physician families who are earning well and navigating meaningful financial complexity.
That often includes households where income is high or variable (such as dual-physician families, independent contractors, or physicians in high-earning specialties), and where decisions impact more than just one person.
Just as important: the families we serve best are aligned. Both partners are committed to the process and want a clear, coordinated approach to their financial life.
If that sounds like your situation, this is likely a strong fit.
